Welcome to Mutuelle de France 04-05, your regional partner for accessible, reliable, and human-centered health coverage. Serving the Alpes-de-Haute-Provence (04) and Hautes-Alpes (05) regions, we are committed to providing individuals, families, and professionals with high-quality mutual insurance solutions tailored to their needs.
Who We Are
Mutuelle de France 04-05 is a member-driven, not-for-profit health mutual dedicated to strengthening social protection within our communities. Guided by values of solidarity, equality, and transparency, we put people—not profit—at the heart of everything we do.
What We Provide
We offer a wide range of health and wellbeing services, including:
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Comprehensive health insurance plans
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Optical, dental, hearing, and specialist coverage
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Support for families, seniors, and young adults
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Preventive health programs and local services
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Personalized guidance from caring advisors
Our goal is to ensure everyone in the region has access to clear, affordable, and effective health protection.
Our Mission
To support and protect our members by offering high-quality health coverage rooted in solidarity and fairness. We strive to make healthcare accessible to all, regardless of income or situation.
Our Values
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Solidarity: Mutual aid at the core of our actions
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Proximity: Local advisors who understand your needs
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Equality: Fair, transparent services for every member
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Respect: A commitment to human-centered care
Why Choose Mutuelle de France 04-05?
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Strong regional presence and community involvement
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Personalized support with advisors available locally
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Plans adapted to every life stage and budget
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A trusted, not-for-profit structure focused on member wellbeing
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Expertise built on years of experience in mutual insurance